Mastercard® BusinessCard

A card that helps you do business more efficiently

Small and medium sized business owners need payment tools that help with purchases, manage cash flow, simplify tax preparation and keep an eye on the bottom line — all on one single payment card.

Corporate liability waiver

Protects your company against unauthorized use of card by employees up to a maximum annual amount of $25,000 per cardholder and $1,600,000 per company.

Discounted rates on SME insurance

Save on tailored insurance for your business from AXA

Preferential prices that offer 5% saving on the following insurance products:

  • SME Healthcare*: specifically created to meet the needs of people living and working in the Gulf States.
  • SME Motor Fleet*: fleet cover or corporate cover availability, e.g. breakdown and recovery assistance.
  • SME Personal Accident*: stay in control of your finances in the unfortunate event of any accidental injury or disability.

Terms & Conditions apply.

*Markets where insurance is available: United Arab Emirates, Oman, Kingdom of Saudi Arabia, Bahrain, Qatar, Kuwait, Jordan,Lebanon, Egypt, Morocco, Tunisia, South Africa

*Standard terms & conditions offered on a direct basis and cover specifications as per customer requirements.

Alerts and Controls*

A platform that offers business owners an innovative suite of functions to help assure business spend adheres to company policy.

  • Safely and confidently extend payment cards to employees – either with real employee cards or virtual card numbers
  • Create customized spending profiles for each employee establishing how, when and where each card can be used
  • Easily monitor employee expenses. Receive immediate e-mail or text alerts if a transaction is blocked or when card spend nears a budget limit
  • Save time by changing settings in real-time and from anywhere
  • Generate tangible returns for the small business. Improved visibility into spending improves cash flow and expense management

AXA Business Secure*

AXA Business Secure has comprehensive insurance tailor-made to meet the needs of Small & Medium Businesses.

  • Simple and flexible multi-cover package
  • Creating your own bespoke protection
  • Advance payment in the event of a claim
  • Competitive pricing

*Optional offer

*Offer is available only in the UAE

Product is offered with four key covers

Business Secure

Limits (AED)

1.       Contents Cover

100,000

2.       Employer’s Liability

1,000,000

3.       Workmen Compensation

As per labor law

4.       Public Liability

1,000,000

  • Flexibility to  extend limits
  • Flexibility to add other optional benefits
  • One single premium and one renewal date

AXA Business Secure offer is segmented by the type of sector and activity

Sector

Activity

MC premium (AED)

Services

Office Consulting

615

Retail & commerce

Shop

900

Industrial

Light engineering factory

995

Optional Covers and Maximum Limit Extension

Optional Covers

Maximum Limits (AED)

Portable Equipment

50,000

Building

10,000,000

Money in Transit (per transit)

100,000

Office Money

10,000

Fidelity Guarantee (per employee)

100,000

Personal Accident - Death

100,000

Directors & Officers

1,000,000

Professional indemnity

1,000,000

Computer Breakdown

500,000

Business Interruption

500,000

Loss of profits

10,000,000

Machinery Breakdown

1,000,000

Stock

500,000

Product Liability

1,000,000

Goods in Transit (per transit)

100,000

DHL Shipping Discount

Save 20% on your daily business shipments.

  • Discount applies to shipping charges, excluding insurance charges and fuel surcharges
  • Full payment for DHL services must be made with a valid Mastercard® issued by a financial institution in locations in the Middle East and North Africa
  • Promotion is valid at all DHL or DHL affiliate locations in the Middle East and North Africaas well as at https://webshipping.dhl.com

To avail promotion, visit webshipping.DHL.com, select location, click “Create a one-time Credit Card Shipment” and enter promo code MASTERCARD20 when checking out.

Mastercard Buy 1 Get 1 Offers

Choose from hundreds of complimentary offers throughout the Middle East & Africa across dining establishments, spas, attractions, cafes, and more when paying with your Mastercard BusinessCard.

Download the Mastercard Buy 1 Get 1 app from the App Store or Google Play Store and enjoy unlimited offer redemptions.

OfficeRock Shopping Discount

OfficeRock.com is your one-stop shop for everything you need at the office. They have the widest collection of printers, paper supplies, office furniture, printer cartridges, cleaning equipment, and other appliances online, offered at the most affordable prices.

Get 10% discount on all purchases on www.officerock.com using your Mastercard BusinessCard and entering promo code MASTERCARD when checking out.

*Offer is valid only in the UAE. Merchant. Terms & Conditions apply.

Commercial Spending Intelligence*

Simplify expense reporting, drive compliance and improve vendor management.

Used by thousands of businesses and other organizations in more than 110 locations, Mastercard Smart Data gen2 is a global web-based reporting application that seamlessly organizes, analyses and manages your data.

Omni-Channel Merchant Solution*

Businesses are struggling to keep up with how their shoppers want to pay. They rely on multiple partners, which increases the complexity of doing business.

Market disruptors are trying to solve SME's issues. To compete, you must become the disruptor and offer your merchants a single, simple solution. Only Simplify Commerce can quickly give you access to an Omni-Channel solution that spans from e-invoice to all payment channels.

Regional Airport Lounges Access*

Enjoy unlimited access to airport lounges in the Middle East, Levant and North Africa by presenting your Mastercard BusinessCard at the entrance.

  • ABU DHABI (AUD): Mastercard Diamond Lounge, VIP Terminal
  • AMMAN (AMM): Petra VIP Lounge
  • CAIRO (CAI): First Class Lounge, Terminal 3
  • CAIRO (CAI): First Class Lounge, Terminal 1
  • DUBAI (DWC): Marhaba Lounge, Al Maktoum International
  • DUBAI (DXB): Business Class Lounge, Terminal 1, Concourse D
  • DUBAI (DXB): Marhaba Lounge, Terminal 1, Concourse C
  • DUBAI (DXB): Marhaba Lounge, Terminal 3, Concourse B
  • DUBAI (DXB): Marhaba Lounge, Terminal 3, Concourse A
  • DUBAI (DXB): Marhaba Lounge, Terminal 2, Departure Area
  • JEDDAH (JED): First Class Lounge, North Terminal
  • KUWAIT (KWI): Mastercard Pearl Metro Lounge, International

*Optional offer

*Terms & Conditions apply.

Discounted Chauffeur Rides with Careem

Across locations in the Middle East with your Mastercard BusinessCard you can enjoy the following benefits when taking rides with Careem:

  • 20% discount two times each month
  • First ride free of charge (for new Careem customers only)

Download Careem from the App Store or Google Play Store. To get your first ride free, simply add your card as the payment method and enjoy the ride.

To avail the 20% discount, enter promo code MASTERCARD when booking your ride.

Hertz Gold Plus Rewards Car Rental Benefits

When Mastercard BusinessCard cardholders enroll into Hertz Gold Plus Rewards, they are automatically eligible for enhanced benefits, which include:

  • 10% discount on all Hertz car rentals
  • Free one car class upgrade for every booking (subject to availability)
  • A fee waiver for an additional spouse/partner driver

Simply visit www.hertz.com/mastercard/premium to enroll and avail the benefits.

Priceless Cities

Priceless Cities is a unique collection of over 3,000 experiences and offers in 43 cities across 77 locations, specially curated for Mastercard cardholders. From dining to travel and entertainment, enjoy exclusive access and benefits that will make your trip or staying in the home location more rewarding.

For more details, visit priceless.com, register and simply choose the place of your interest.